With more people logging onto the Internet every day, including those who swore they’d never own a computer but are breaking down and buying one, it just stands to reason that an online checking account or a family checking account online have become the go-to options.

There are so many benefits to having an online checking account. For one thing, you will own an account which provides benefits–beyond the obvious of total convenience–such as higher interest rates, mobile banking, reduced ATM fees and other incentives.

A family checking account held online can reap rewards for each member of the family. With easy access from anywhere and bonus incentives for certain types of family checking accounts, it is no wonder that you find families opening online checking accounts daily.

However, there are still the naysayers who will not do banking online for fear their information will be sold or stolen. What these folks don’t realize is that an online checking account or family checking account held online is just as secure–actually more secure–than an account at a brick-and-mortar banking institution. Online banks must adhere to even stricter laws and guidelines than a regular bank due to the nature of the Internet itself. And you sure don’t have to worry about a robber holding up your bank.

In the not-so-distant future, everyone will have to own a computer to be able to pay their bills. It stands to reason that banking online will quickly follow. Already, utility companies and service providers are streamlining their offsite business dealings and laying off employees. So if you are one of those people who swears you will never own a computer or log on to the Internet, be advised that the time is drawing near. Simply chalk it up to progress and learn to roll with the flow.

If fear and/or lack of knowledge are the obstacles you face when it comes to the Internet, rest easy; you will find your local library offers free classes for beginners on how to use the Internet. Once you begin learning how to breeze around the Web, finding interesting stuff on search engines, e-mailing friends and family instantly, your next step is to learn about the great benefits of owning an online checking account. It will be no time at all until you have opened a personal or family checking account online. And as mentioned above, you will find even stronger security and theft prevention than you would with a bank offsite. Then, the first time you make an instant deposit or withdrawal from anywhere on earth with an internet connection, you will finally be sold.