Capital One Bank is one of the larger national banks in the United States. They offer outstanding bank customer service. Capital One Bank services include credit cards, home loans, car loans, personal banking, checking, and savings accounts. Unless you are a customer of Capital One, you probably only recognize them as the bank with the hilarious barbarian commercials. However, Capital One is a lot more than just hilarious advertising campaign.
Although Capital One started with a focus only on consumer lending, they have been growing as a full service banking company since 2005. Their growth into full bank customer service began when Capital One purchased Louisiana based Hibernia National bank. Since then, Capital One Bank services have expanded by absorbing North Fork Bancorporation in 2006 and Chevy Chase Bank in 2009. As of June 30th, 2010 Capital One Bank was the 12th largest full service bank in United States as judged by total customer deposits.
Capital One Bank offers a variety of checking and savings account options for their customers. Capital One has brought traditional credit card rewards to everyday banking. They offer an everyday rewards checking account that accumulates points or frequent flyer miles. They also offer an account that helps customers build up their savings account. Their SmartCents checking account transfers $.50 to the customer's savings account for every debit card purchase or online bill pay. Capital One also offers regular savings accounts and a high interest savings account for customers with larger savings accounts.
As mentioned above, Capital One Bank services include much more than basic checking and savings vehicles. Capital One Bank is also one of the largest providers of automobile loans in the country. Capital One Auto Finance (a division of Capital One Financial Corporation) works to provide loans to customers with a variety of different credit situations. Capital One Auto Finance used to sell loans exclusively through automobile dealerships or direct mail, but now these loan offers are available through most Capital One Bank branches. Capital One Auto can often provide approval of loan conditions in as little as 15 minutes. The speed of approval, coupled with the outstanding rates offered by Capital One, make them a leader in the car loan market.
Capitol One Bank is also an industry leader in offering affordable home mortgages. Capitol One offers all types of mortgage options including standard fixed rate and adjustable rate mortgage options. For customers looking for slightly unconventional financing, Capitol One also offers interest only and FHA home loans.
Capitol One Bank offers finance products for customers with a wide variety of financial needs. Whatever your financial request, Capital One Bank services your financial needs.