Chase Bank

Chase Bank is a division of JPMorgan Chase. It is the consumer and commercial financial services division of the corporation. Chase Bank accounts are very popular in several markets distributed throughout the United States. Chase Bank draws customers due to their large offering of financial products, convenient branch locations in many markets and other convenience services such as online banking.


Chase Bank has a long and storied history beginning with Aaron Burr's founding of The Manhattan Company in 1799. The other bank that established the modern Chase Bank was the Chase National Bank, founded in 1877. These two banks merged in 1955, creating Chase Manhattan Bank.

In the 1990s and 2000s, Chase Bank would go through several acquisitions. In 1996, Chemical Bank of New York purchased Chase Manhattan, but they kept the Chase name due to its greater name recognition. Chase Manhattan went on to acquire other important banks, including J.P. Morgan in 2000, Bank One in 2004 and Washington Mutual in 2009.

Chase Bank currently has approximately 5,410 branch locations in 23 states. Some of the bank's biggest regions are New York, Chicago, Los Angeles, San Francisco and Seattle. The headquarters of Chase Bank is in Chicago. They have 143,216 employees as of 2010, and the bank posted a net income of $857 million in 2009.


Chase Bank offers a wide range of financial services to consumers and commercial businesses. Chase Bank accounts available to consumers include checking and savings accounts. They also offer credit cards, certificates of deposit, auto loans, home equity loans and mortgages.

Chase Bank Accounts

Chase Bank offers four types of personal checking accounts. The most popular is Chase Total Checking. It has a minimum deposit of only $25 with no monthly service fee. In addition, Total Checking comes with a free debit card, online banking and bill pay. Other checking accounts include Premier Plus, Premier Platinum and Student Checking.

Chase savings accounts come in three different varieties. All are interest-bearing accounts. Chase Savings has only a $300 minimum balance, while Chase Plus Savings has a minimum balance of $15,000. The other savings account is the Chase Retirement Money Market Account.

Chase Lending Services

Chase Bank has a full lending services department. Auto loans and home mortgages are their most popular types of loans. Auto loans come in three varieties: new car loans, used car loans and car refinance loans.

Chase Bank is one of the oldest banks in the United States. They are one of the few banks to come out of the recent economic crisis with little to worry about. Their services are popular with consumers and commercial businesses alike.

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