Although many think of KeyBank as a regional bank, it is nationally chartered bank and ranks as the 16th largest in the United States by total deposits and 12th largest by assets. KeyBank services are full-range, including personal banking, business banking corporate banking and private banking. Bank account options for personal banking support both an online banking system and a mobile banking system.

About KeyBank

KeyBank originated when two mid-nineteenth century banks merged in 1994. One of these was the Society Corp. of Cleveland, and the other was KeyCorp in Albany, New York. At the time of the merger, KeyBank was the 10th largest bank in the United States.

Today, KeyBank remains one of the largest and most stable banks in the United States. Customers take advantage of Keybank services such as online banking, a large telephone banking center and a network of over 1,500 ATMs.

KeyBank currently operates 1,040 full-service branches in 14 states and has over 15,300 employees. As of the end of the first quarter 2011, KeyBank had $90 billion in assets and deposits of more than $60 billion.

KeyBank Bank Account Options

KeyBank services include several personal banking options. As with most banks, checking accounts and savings accounts are the most popular services, but they also offer credit cards, several types of loans and investment products.

KeyBank checking accounts come in two general types: standard checking and package checking. Standard checking accounts at KeyBank are stand-alone accounts. Package accounts consist of checking accounts linked with other bank account options, such as CDs, money market accounts or investment accounts.

Standard checking accounts at KeyBank are available in four types. Key Coverage Checking carries a $10 per month fee but allows account holders several overdraft options. KeyBank waives the first two overdraft fees per month and does not assess fees on overdrafts of $10 or less. Excess overdrafts of $100 or less have only an $18 fee.

Key Express Checking requires at least $500 per month in deposits or five transactions per month or a monthly fee applies. This account has no minimum balance requirements.

The other two types of checking accounts are the Key Student Checking Account and the Key Checkless Access Account. All checking accounts include free 24/7 access to online banking and fee Bill Pay service.

KeyBank savings accounts are available as a traditional savings account, two types of money market accounts, a kid's account or a CD account. KeyBank CD terms range from 6 months to 10 years.

KeyBank is a full-service bank with a wide range of products for personal banking, business banking, investments or loans. Online banking is available for all accounts.