ONEWest Bank is the largest bank located in Southern California. Personal ONEWest Bank accounts are available to Southern California residents only. ONEWest also offers business bank accounts to business owners in South California as well. Bank customer service can be accessed at any of ONEWest 79 branches. ONEWest Bank's Corporate Headquarters is located in Pasadena. ONEWest is an FDIC insured bank.
ONEWest offers multiple consumer banking options, including personal and business checking and savings accounts, jumbo home loans, mortgages and refinance loans.
Southern California residents in need of a checking account can open a personal checking, premium checking or a One Account. Each of these accounts has different minimum deposit requirements. Each personal bank account offered by ONEWest Bank includes unlimited checks, online bill pay and overdraft protection.
ONEWest Bank also offers a Lakers personal checking account. Consumers who are avid Lakers fan can apply for a Lakers personal checking. ONEWest Bank will issue a personalized checkbook and debit card with the Lakers logo. This offer is only available to Southern California residents.
In addition to personal ONEWest Bank accounts, individuals who are interested in purchasing a home loan have several home loan options. Consumers can apply for a fixed and adjustable rate mortgages and jumbo home loans. ONEWest offers a 15 and 30 year fixed rate mortgage and a 5/1 adjustable rate mortgage. In addition, individuals can also be applied toward a jumbo home loan. ONEWest will lend consumers up to $10 million dollars towards the purchase of a home.
In addition to personal ONEWest Bank accounts, ONEWest offers business checking accounts. Unlike personal ONEWest Bank Accounts, there is no indication that business account holders must be residents of Southern California. For further information about applying for an account, business owners can call bank customer service with their questions.
Business owners can open business ONEWest Bank accounts by visiting one of ONEWest 79 branches. Business owners can open one or more OneBusiness, One Business Interest, OneBusiness IOLTA and OneAnalysis checking accounts. Business owners can also open one or more business savings accounts, including a OneBusiness Money Market Savings, OneBusiness Platinum Money Market and Certificate of Deposit.
ONEWest provides around-the-clock bank customer service via its automated customer call center. Consumers and business owners with questions can access and manage their account online or call the automated bank customer service line for additional information. ONEWest also provides a full array of online banking options for business owners who need access to their bank accounts.
For further information on ONEWest, prospective customers can visit ONEWest Bank online, visit a local branch or call bank customer service for answers to commonly asked questions.