Zions Bank is a publicly traded financial institution owned by the Zions Bancorporation since the 1960s. Originally known as Zion's Savings Bank and Trust Company, the bank was established in 1873 by the influential Mormon leader Brigham Young. Zions Bank is the oldest financial institution in Utah. In fact, the bank was established before the territory was officially recognized as a state. Zions Bank operates more than 100 full-service branches in Utah with an additional 26 branches located in Idaho. The bank also maintains 150 ATMs across both states and employs close to 3,000 banking professionals. Today, Zions Bank services include traditional checking and savings accounts for individuals and businesses as well as mortgages, loan origination services, online banking, retirement accounts and wealth management services.

For consumers, Zions Bank services include savings accounts for students, traditional checking accounts and several unique internet-only account options that give account holders the ability to earn higher interest rates. Available to consumers across the United States, online-only accounts from Zions Bank are FDIC insured and include all the perks and online banking services offered with traditional accounts. As a bonus, Zions Bank never charges monthly maintenance fees or penalties for failing to meet minimum balance requirements.

Zions Bank has developed a strong portfolio of commercial banking services and a solid relationship with small business organizations in the Salt Lake City area, including the Governor's Office of Economic Development, the Small Business Administration and SCORE. Zions Bank offers a variety of free services to new and existing companies through their Business Resource Center. Commercial consumers can also access online banking services ranging from checking accounts and bill pay services to treasury management and e-commerce services for companies doing business on the web.

As a leader in online banking, Zions Bank services make it easy to transfer funds electronically and access account balances by check or through ATMs nationally and internationally. Employers and business owners can also transfer funds to employees' accounts with online direct deposit features for recurring and one-time payments. Zions Bank provides 401(k) accounts and retirement plans to help employees grow their savings. To serve business and consumers better, Zions Bank has its own Visa and MasterCard credit cards and debit cards that feature low interest rates, cash-back rewards and no annual fees.

Zions Bank is trusted by financial institutions across the country to organize electronic municipal bond trades, loan purchases and complex financial transactions. Zions Bank offers a comprehensive range of financial services, including small business loans across the United States. The bank offers a large range of traditional banking services as well as online-only accounts and electronic banking options for the 21st century.